INSTNT makes customer growth easier and trustworthier than ever.

When new customers want to open an online account, anything can happen.

Not on our watch.

Any kind of business is our business to help grow. We create flexible solutions for:
Financial Services
For any regulated financial
services account, from small
community to global retail banks.
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eCommerce
For any eCommerce account sign-up, including loyalty programs.
Get more info
Gaming
For any regulated online
gaming and betting
accounts.
Get more info

Here’s how it works:

WALK US THROUGH YOUR CUSTOMER JOURNEY
First, tell us about the data you collect when online customers sign up for a new account: from name, to address, to phone number, to anything else that your business requires
LET OUR NEURAL NETWORKS DO THE HEAVY LIFTING
You tell our AI what fraud risk and compliance checks you want us to run on the user signing up. Then, configure PKI keys to encrypt your data so it always remains secure. Don’t worry - you don’t have to write any orchestration rules, it’s as easy as flipping a switch on or off.
COPY/ PASTE OUR CODE INTO YOUR ONBOARDING FLOW
It’s your sign up journey—and we keep it that way. We generate a single line of JavaScript that you can plug into your website or app, with no disruptions to your application.
All the hassle:
fully handled.

Your fraud problem is ours. No more worrying about managing the hassle that comes with online customer onboarding. No more leaving room for error. We trust our system so much, we’ll indemnify you for up to $100M in aggregate annual fraud losses.

3 clicks. 1 fraud-proof single signup workflow.
Get started by configuring your desired customer sign-up flows in Instnt.
Use your own sign-up forms or design them with your web and mobile application's look and feel using our workflow designer.
Say goodbye to configuring complex waterfall orchestration rules for fraud risk and compliance management. With a few clicks, Instnt knows what to do with your good customers, your compliance requirements and your data privacy and security.
Copy and paste one line of Javascript for codeless integration with your web and mobile applications.
Get started by configuring your desired customer sign-up flows in Instnt.
Use your own sign-up forms or design them with your web and mobile application's look and feel using our workflow designer.
Say goodbye to configuring complex waterfall orchestration rules for fraud risk and compliance management. With a few clicks, Instnt knows what to do with your good customers, your compliance requirements and your data privacy and security.
Copy and paste one line of Javascript for codeless integration with your web and mobile applications.
Introducing the first comprehensively trained
Artificial Intelligence that learns across:
GEO LOCATION tap for more
Location says a lot about customers. People tend to frequent the same places. That’s why we look into repeat locations and ward off spammer IP addresses and botnets, making sure the customer signing up isn’t risky.
VELOCITY CHECKING tap for more
Making sure we are not seeing 5 different versions of the same identity over periods of time.
VALIDATION (PII) tap for more
More than 3x the US population’s personal information has been stolen and is floating around the internet. It’s no surprise that frauds can use this information to walk through your front door. Not on our watch. We meet and exceed KYC compliance requirements, thoroughly validating and correlating the name of the user with the data they’ve supplied—fully justifiably.
DEVICE INTELLIGENCE tap for more
The user is one thing. The device is another. We make sure that the device being used to sign up is in possession of the person signing up. We uniquely identify the device, to constantly check if it was ever involved in fraudulent activity.
USER BEHAVIOR tap for more
We learn from users’ cognitive behaviors as they sign up to make sure they’re not a bot or fraudster.
NETWORK COHORTS tap for more
We compare each of your user’s sign-up behavior against all of the historical sign-ups on your website or app to detect anomalies. We also compare velocity and shared negative lists, checking for known spammers or known botnets.
FLEXIBLE INTEGRATION tap for more
Low code and zero code integration lets you simply copy/ paste one line of JavaScript or single REST API onto your existing customer sign-up flow hosted on your website or app. No disrupting your process or user experience.
NEURAL NETWORKS tap for more
We use Generative Adversarial Networks (GANs) together with linear classification models that are collaboratively trained to accurately predict and classify customers as good or bad, leaving no room for fraudsters.

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Integration Platforms
(e.g. Alloy)
Instnt, is an essential technology that is integrated into our smartOpen AOS and LOS banking marketplace platform that accelerates digital transformation and growth for our financial institution clients. Instnt helps us to manage risk and AML/KYC compliance making it easy to validate an applicant’s identity during the onboarding process further simplifying the user experience so FI customers can navigate their financial lives as seamless as buying a product on Amazon.
Ajay
Ajay Hans
CEO & Founder of Mobetize
Partners against crime:
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